Former Governor Among Five New Board Members for OMSO

first_img August 27, 2012 377 Views Former Governor Among Five New Board Members for OMSO Share in Data, Government, Origination, Servicingcenter_img Five new faces joined the board of directors at the “”Office of Mortgage Settlement Oversight””:https://www.mortgageoversight.com/ on Monday.[IMAGE]The five include former banking commissioners, politicians, attorneys, and academics, with Mississippi banking commissioner John Allison and former North Carolina Gov. James Holshouser notably joining the board.[COLUMN_BREAK]Also newly elected: Bonnie Hancock, executive director of the Enterprise Risk Management Initiative at the North Carolina State University Poole College of Management; D. Keith Pigues, dean of the business school at North Carolina Central University; and Donald A. Pape, counsel to Phillips Murrah P.C.Joseph A. Smith, Jr., head of the nonprofit and monitor of the landmark $25 billion servicer settlement announced earlier this year, lauded the new board members in a statement. “”I am proud that the Office of Mortgage Settlement Oversight will itself be overseen by this illustrious group of Board members,”” he said. “”The OMSO Board combines diverse perspectives of experienced professionals who will continue to provide the counsel and oversight needed to conduct the company’s business successfully.””Although board members, the five will serve only in functional roles for the mortgage settlement office. None will bring any decision-making power to bear on the national settlement. Agents & Brokers Attorneys & Title Companies Lenders & Servicers Movers & Shakers Office of Mortgage Settlement Oversight Processing Service Providers 2012-08-27 Ryan Schuettelast_img read more

Call to End GSEs FICOOnly Credit Scoring Wins Bipartisan Support

first_imgCall to End GSEs’ FICO-Only Credit Scoring Wins Bipartisan Support in Daily Dose, Government, Headlines, News, Origination, Secondary Market As of now, Fannie Mae and Freddie Mac only consider the FICO credit scoring model when making mortgage purchase decisions. A bill introduced Thursday is trying to change this singular model and move toward a more multifaceted model.The H.R. 4211 bill, also titled the “Credit Score Competition Act of 2015,” was introduced by U.S. Rep. Ed Royce (R-California) and U.S. Rep. Terri Sewell (D-Alabama)—both members of the House Financial Services Committee—to the House of Representatives.Both Reps. Royce and Sewell announced on their websites that the bill would allow Fannie Mae and Freddie Mac to consider alternative credit-scoring models instead of the FICO model, which would open up homebuying options for many consumers whose credit does not meet the current standards.“Fannie Mae and Freddie Mac are the largest mortgage purchasers in the nation, but they rely on credit score models that don’t necessarily take into account something as simple as whether borrowers have paid their rent on time,” Rep. Sewell explained in the release.She continued, “Home ownership is an integral part of the American Dream that shouldn’t be out of the reach for low-income, rural, and minority borrowers who lack access to traditional forms of credit. This legislation takes an important step towards addressing this issue and helps make homeownership a reality for more Americans across the country.”Reps. Royce and Sewell noted that if the GSEs are allowed to make mortgage purchase decisions with access to “multiple empirically derived, statistically sound credit scoring models,” risk found in their portfolios would be mitigated and the chance of systemic risk in our housing market would lower.Together, Fannie Mae and Freddie Mac occupy 90 percent of the secondary mortgage market, the release said. The use of one credit scoring model has nearly created a monopoly in this field. Reps. Royce and Sewell suggest that additional credit scoring models would “foster competition and innovation in the credit scoring industry.”Consumers looking to purchase a home with no FICO score or one under 620 are not eligible for a mortgage that can be sold to Fannie Mae or Freddie Mac, and lower-to-middle income Americans that qualify to purchase a home but cannot due to their a low, or nonexistent FICO score are finding themselves locked out the housing market. These two groups of consumers could greatly benefit from other credit-scoring models, Reps. Royce and Sewell said.“The GSEs’ use of a single credit score is an unfair practice that stifles competition and innovation in credit scoring. Breaking up the credit score monopoly at Fannie and Freddie will also assist them in managing their credit risk and decreases the potential for another taxpayer bailout,” Rep. Royce said.The VantageScore credit score model, an alternative to the FICO score, recently praised the new legislation introduced by Reps. Royce and Sewell in a statement on the company’s website.Barrett Burns, President and CEO, VantageScore Solutions, LLC explained that “outdated credit scoring models required by Fannie Mae and Freddie Mac limit opportunities for millions of creditworthy borrowers who, through no fault of their own, are unfairly locked out of the automated underwriting programs used by most mortgage lenders.””Locking out competitive models and creating what is essentially a government sanctioned monopoly also undermines innovation among model developers, which must be preserved and encouraged in order for the market to operate efficiently for borrowers and lenders,” he added.”We strongly support a bill that promotes access to sustainable mortgage credit, and healthy choice and competition among credit scoring models. We encourage industry leaders to voice their support of this bipartisan measure,” Burns said.Click here to view the complete bill. December 11, 2015 853 Views center_img Credit Score Fannie Mae FICO Freddie Mac VantageScore 2015-12-11 Staff Writer Sharelast_img read more

FHFA Narrows Definition of New Business Activities

first_imgFHFA Narrows Definition of New Business Activities The Federal Housing Finance Agency (FHFA) has published a final rule amending the regulations that address requirements for the Federal Home Loan Banks (Banks)’ new business activity (NBA) notices, according to an announcement from the FHFA.The proposed rule, which was published on August 23, 2016, sought to modify FHFA’s regulation establishing the process for the Banks submitting NBA notices and the Agency’s subsequent review and approval or denial of those notices. Under the proposed rule, the Banks would be required to submit an NBA notice only for activities that include ‘‘material risks not previously managed by the Bank’’—and also, the acceptance of new types of advance collateral will no longer fall under the definition of new business activity. The proposal called for the establishment of 30- and 80-day timelines for the FHFA to review and approve or deny the notices.“The rule is basically a housekeeping rule that holds us to a little tighter timeline for getting these new business activities either approved or rejected, and also removes a couple of categories of things that we required or put some restrictions on what has to be put in as a new business activity,” said Fred Graham, Deputy Director for Federal Home Loan Bank Regulation. “Under the existing rule, the Banks had to file a new business activity notice and get approval for it for anytime they decide to accept a different type of collateral. Now we are not going to require new business activities for different types of collateral. The banks know there are restrictions on the type of collateral they can take, but within the categories of acceptable collateral, if they start accepting a type that was acceptable that they hadn’t accepted before, they no longer have to submit a notice.”The FHFA revised the text of the final rule based on comments they received on the proposed rule. The proposal required the Banks to disclose in its NBA notice whether the FHFA had approved the activity in question for any other Bank. The Banks commented that the requirement should be limited to instances where the bank requesting approval for the activity is aware that the FHFA has approved the same activity for another bank.“The Banks explained that FHFA should have the most comprehensive information on which Banks have previously been approved for particular activities, and that because NBA notices, and any corresponding FHFA approvals, are not public documents, a Bank would not necessarily know whether FHFA has previously approved a given activity for another Bank,” according to the Federal Register.The final rule will become effective on January 17, 2018.Click here to view the Federal Register citation. December 19, 2016 619 Views in Daily Dose, Data, Featured, Newscenter_img Federal Home Loan Banks FHFA New Business Activities 2016-12-19 Seth Welborn Sharelast_img read more

HomeServices Inc Acquires Ebby Halliday Brand

first_img Texas-based Ebby Halliday Real Estate Inc., announced that it is being acquired by HomeServices of America Inc. Financial terms of the deal were not disclosed.”The acquisition will include Ebby’s three real estate brands: Dallas-based Ebby Halliday, REALTORS and Dave Perry-Miller Real Estate and Fort Worth-based Williams Trew Real Estate, as well as the firm’s affiliated mortgage and title companies,” according to a press release. “The Ebby Halliday portfolio of companies brands will continue to operate under their current brand names.”Born in Arkansas in 1911, Halliday moved to Dallas in 1938 and eventually opened her own real estate firm in 1945, becoming a Dallas icon during the course of her decades-long career. Halliday passed away in 2015 at the age of 104.Ebby Halliday, REALTORS participated in more than 18,800 transactions in 2017, with a sales volume of more than $8 billion. The firm ranks 12th in the nation in sales volume.Minnesota-based HomeServices of America is the country’s second-largest residential real estate brokerage company and, through its operating companies, is one of the largest providers of integrated real estate services. HomeServices of America is the owner of the Berkshire Hathaway HomeServices, Real Living Real Estate and Prudential Real Estate franchise networks. HomeServices is owned by Berkshire Hathaway Energy, a consolidated subsidiary of Berkshire Hathaway Inc. HomeServices’ operating companies offer integrated real estate services, including brokerage services, mortgage originations, title and closing services, property and casualty insurance, home warranties, and other homeownership services. HomeServices Relocation, LLC, is the full-service relocation arm of HomeServices of America, which provides every aspect of domestic and international relocation to corporations around the world. in Headlines, News Share Company News Ebby Halliday HomeServices of America 2018-05-25 David Whartoncenter_img May 25, 2018 527 Views HomeServices Inc. Acquires Ebby Halliday Brandlast_img read more

Who Will Succeed Don Layton in 2019

first_img September 5, 2018 823 Views Donald H. Layton Freddie Mac Leadership 2018-09-05 Seth Welborn On Wednesday, Freddie Mac announced that its CEO Donald H. Layton has informed the Board of Directors of his intention to retire in the second half of 2019. The board has begun its CEO succession plan in response, which should be completed within this period.”Don has played an indispensable role in transforming Freddie Mac and moving the housing finance system in a better direction, particularly with his leadership in developing the GSE credit risk transfer market,” said Christopher S. Lynch, Chairman of Freddie Mac’s Board of Directors. “The Board is extraordinarily grateful for his service to the company, and we anticipate that he will continue to play an invaluable role at Freddie Mac during his remaining tenure.”While Freddie Mac will be considering candidates from both inside and outside the company, the GSE has said that it is considering David Brickman, EVP and Head of Freddie Mac Multifamily for the role. The Board has already appointed Brickman to the role of President of Freddie Mac. He will be joined by current SVP of Multifamily Underwriting and Credit Deborah Jenkins, who will be promoted to EVP of Multifamily on January 1, 2019.To seek an outside candidate, the board has formed a committee and will retain an executive search firm.“David is an excellent choice to serve as president,” Lynch said. “He is a natural leader who has built the multifamily business into the industry’s innovative market leader. In addition, the Board is confident that David’s broad business experience will help further the company’s competitiveness in all our businesses. Debby’s appointment to head Freddie Mac Multifamily is very well-deserved, based on her impressive management of the underwriting and credit functions and her instrumental role in the success of Freddie Mac’s multifamily business.”Lynch concluded, “Freddie Mac’s CEO Succession Plan is designed to ensure continuity in operations as we continue to build a more innovative and capital efficient company, and we look forward to a smooth process.” in Daily Dose, Featured, Government, News, Secondary Marketcenter_img Who Will Succeed Don Layton in 2019? Sharelast_img read more

Argentina leads the way in organic pome fruit expo

first_img Argentina leads the way in organic pome fruit expo … Avocados:Avocados in Charts: Dynamic growth and opportunities in the U.S. marketAvocados in Charts: California at the heart of the US marketAvocados in Charts: Peru – An opening window of opportunityBlackberries:Blackberries in Charts: Strategic growth leads to more stable pricingBlackberries in Charts: Planesa on Guatemala’s Volcanic eruption and upcoming seasonBlueberries:Blueberries in Charts: Finding opportunities in the gapsStrawberries:Strawberries in Charts: The king of berries sees its biggest month everMangoes:Mangoes in Charts: Record prices in June may remain high for coming monthsAgronometrics is a data visualization tool built to help the industry make sense of the huge amounts of data that you depend on. We strive to help farmers, shippers, buyers, sellers, movers and shakers get an objective point of view on the markets to help them make informed strategic decisions. If you found the information and the charts from this article useful, feel free to visit us at www.agronometrics.com where you can easily recreate these same graphs, or explore the other 20 fruits we currently track, creating your own reports automatically updated with the latest data daily.To welcome Lemon professionals to the service we want to offer a 5% discount off your first month with the following coupon code: LEMONS1The code will only be good till the 21st of August, so visit us today. Argentine apple campaign off to a positive start … Argentine lemon export season delayed significantl … Correction: The volumes for U.S. production are incomplete. The volumes for California and Arizona that are available represent only movements shipped by rail. The USDA says it is working on offering a more complete dataset and hopes provide it in the near future.In this ‘in charts’ series of mini-articles, Colin Fain of data visualization tool Agronometrics illustrates how the U.S. market is evolving. In each series, he will look at a different fruit commodity, focusing on a different origin or topic in each installment to see what factors are driving change.Of the 23 commodities we track in Agronometrics, lemons have seen the second-highest percentage growth, sending 80% more fruit in 2017 than in 2010. By this measure, lemons outgrew all the berries, avocados, kiwis, cherries and the list goes on, the only other commodity that grew more, as a percentage of 2010, were guavas, which only offered U.S. consumers 24 million pounds in 2017, about 10% of the volume moved the same year by lemons.Lemon movements in pounds(Source: USDA Market News via Agronometrics)When you look at growth on the scale that we are seeing with lemons, the first question that should come up is how did the prices react? Surprisingly, it looks like U.S. consumers can’t get enough of this yellow citrus. Where in 2010 the average yearly price hovered right around US$22.00, in 2017 the average was close to US$35.00.Lemon shipping point prices, 7/10 bushel cartons, in USD(Source: USDA Market News via Agronometrics)The seasonality of the industry is well-defined, consistently demanding more fruit in the summer and fall which is mostly supplied by Chile and Mexico.U.S. lemon monthly movements in pounds – comparing the last four years(Source: USDA Market News via Agronometrics)Correspondingly, the largest supplier to the U.S. market is Mexico, which in 2017 supplied 45% of the market. However, the greatest growth with 180% since 2010 has come from Chile, who came in a close second with 37% of the market.US lemon movements in pounds, 2017 – comparing origins(Source: USDA Market News via Agronometrics)As prices over the last three years have been highest in June and July – when Chile is most prevalent – I would expect that we can continue to see more growth from the Southern Hemisphere. Argentina, which has just recently been given permission to enter the market, may play a big roll in the future. So far this year they have sent volumes right in late May and early June – a great space that they can capitalize on in seasons to come.Lemon monthly shipping point prices, 7/10 bushel cartons, in USD – comparing the last four years(Source: USDA Market News via Agronometrics)In our ‘in charts’ series, we work to tell some of the stories that are moving the industry. Feel free to take a look a some of the other articles listed below.center_img July 31 , 2018 You might also be interested in Argentina’s citrus crop still “paralyzed”, light e …last_img read more

Acacia AfricaAfricaBlack Fridaydiscountsspecials

first_imgAcacia AfricaAfricaBlack Fridaydiscountsspecials Acacia Africa’s Black Friday sale – 23 November 2018 – offers special discounts on selected 2019 tours including 30% off selected Camping Overland Tours and 20% off of select Small Group Safaris.Camping overland tours include “Desert Tracker “ a 25-day tour departing from Cape Town; “East African Explorer”, a 29-day tour from Johannesburg and “South East Adventure”, a 31-day tour departing from Nairobi.The small group safari, 14-day “Southern African Magic” tour highlights the best of Southern Africa incorporating the panoramic sights of Mpumalanga and the Big 5 of Kruger. Cruising the Zambezi and Chobe Rivers with hippos and crocodiles, walking the Polokwane National Game Reserve, Matobo National Park in Zimbabwe, viewing elephant in Botswana, feeling the wet Zambezi spray off the thundering Victoria Falls, gliding the waterways of the Okavango Delta in a mokoro and open vehicle game drives in Chobe and Khama Rhino Sanctuary.Acacia operates a variety of tours across Africa from multi-country overland safaris and small group packages, to city stays and adventure activity breaks. Their in-depth knowledge of destinations, local cultures and the environment make their tours exciting, while still being affordable. Terms and conditions apply to the Black Friday discounts, and are valid on new bookings only confirmed between 21-23 November, 2018. Please quote the promo code BLKFRI_11/2018 at time of bookinglast_img read more

Being able to deal with that kind of adversity hel

first_imgBeing able to deal with that kind of adversity helped draw Cardinals coach Bruce Arians to the passer.“He’s tougher than hell,” he said. “That’s what I love about him. He’s got a true belief in himself, and you have to to play quarterback. He’s got a lot of confidence and a lot of guts.”But then again, Arians did not want the team to sign Stanton to a three-year contract just because of his mental makeup. Though his career numbers entering the season consisted of Stanton completing 55.6 percent of his passes for 1,158 yards with five touchdowns and nine interceptions, the coach obviously felt the 6-foot-3, 236-pound former Michigan State Spartan could successfully lead an NFL offense.“I’ve always had it; it just had to be proved to everybody else,” Arians said Monday of the confidence he had in the QB. “You guys finally got to see him play, and you’ve been hearing me talk about it, but you have to see it to believe it.“And he can play much better. I think he was a little careful at times, threw some balls early because he was playing fast in his mind and the receivers weren’t quite there yet. He can play better, especially in the red zone.” “Any time you get a chance to go out there and play you want to put your best foot forward, because as everybody has documented, it’s been 1,000 days since I stepped foot on a football field for real,” Stanton said. “But you’re constantly being evaluated on everything that you do. It might not be seen every Sunday with what I’m doing, but I’m very confident in what I do. I feel like I have the respect of the guys on offense and hopefully earned a little bit more amongst all of my teammates that might not have known me before.”It may be a bit naïve to assume no one had doubts about Stanton’s ability to lead the team. Though the Cardinals originally brought him in with the idea of being the starter before trading for Carson Palmer, there figures to be a reason Stanton had not thrown a regular season pass since 2010. There may have been some bad luck involved, as the Lions — the last team he started for — added No. 1 overall pick Matthew Stafford, the Colts brought in top overall selection Andrew Luck, and the Jets added Tim Tebow. “And I also knew that they were going to bring somebody else in here,” Stanton said, before adding that he is glad it was Palmer, with whom he has a great relationship. Given the uncertainty over Palmer’s health, it is possible Stanton will continue to be called upon. Seeing more reps in practice should help his comfort level, but there’s no substitute for real live, in-game experience. Stanton said he will treat this week like any other, getting his workouts, watching film from the Giants game and then moving on to the 49ers. “Just get prepared to play, and if I get called upon go do my best,” he said.That’s all anyone can ask of Stanton, and really all the Cardinals want from him. Though the 49ers would likely be a tougher opponent than the Giants, there is little fear of what might happen if the backup is once again the starter. “Whoever’s back there we’ve got full confidence in because they’re out there with us looking to win,” left tackle Jared Veldheer said. “Everyone’s goal is the same; everyone is pulling on the same rope. We’re looking to accomplish a win.” – / 23 Comments   Share   TEMPE, Ariz. — It is easy, especially now after the fact, to talk about how much faith Drew Stanton had in himself and the Arizona Cardinals had in him.But when you had as much time in between regular season passes as Stanton, there had to be a bit of doubt. That’s why the quarterback’s performance in a 25-14 win over the New York Giants Sunday in which he threw for 167 yards with no turnovers was a big deal. The 5: Takeaways from the Coyotes’ introduction of Alex Meruelocenter_img Grace expects Greinke trade to have emotional impact Top Stories Former Cardinals kicker Phil Dawson retires Derrick Hall satisfied with D-backs’ buying and sellinglast_img read more

We all like to make preseason predictions For mos

first_imgWe all like to make preseason predictions. For most of us, it’s the equivalent of throwing stuff at the wall and seeing what sticks.But one former NFL fullback has got it down to a science, at least when it comes to the Arizona Cardinals.As an analyst for the NFL Network, Heath Evans had a chance to pick all of the Cardinals’ wins and losses in the 2014 season. He made the picks live on air back in April. Former Cardinals kicker Phil Dawson retires The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Derrick Hall satisfied with D-backs’ buying and selling Comments   Share   center_img April!The former New England Patriot said the Cardinals would win their first three games of the year before falling in Week 4 to Denver. Evans said he thought the Oct. 5 game in Denver would be a tight one. It wasn’t, but that’s the closest to incorrect Evans has been regarding the Cardinals so far. The analyst went on to correctly call Arizona’s six-game winning streak and subsequent two-game skid, all the way through last weekend’s loss to Seattle. And, unfortunately, he forecasted the final game of the season in San Francisco’s favor, meaning he had Arizona finishing at 11-5.You can see the full video of Evans’ week-by-week Cardinals picks here. You just might get some chills by seeing how on point each of his game predictions are.The Cardinals have one last chance to prove the prescient analyst wrong. They close out the regular season in the Bay Area, taking on the 49ers (7-8) at 2:25 p.m. Sunday. The game can be heard on Arizona Sports 98.7 FM. Top Stories Grace expects Greinke trade to have emotional impactlast_img read more

Top Stories

first_img Top Stories GLENDALE, Ariz. – Two days prior, Arizona Cardinals head coach Bruce Arians announced all players, with the exception of linebacker Kareem Martin, would be available for its season-opening showdown against the New England Patriots.In other words, there would be several healthy scratches.The same cannot be said of the Patriots.The Cardinals’ inactives included Martin plus safety Marqui Christian, running back Stepfan Taylor, guard Cole Toner, as well as defensive tackles Olsen Pierre, Ed Stinson and Xavier Williams. Martin is expected to miss another week, maybe two, due to a knee injury. He suffered a sprained MCL in the preseason finale against Denver.That same game, Taylor hurt his knee. His injury, however, is not considered serious.For the Patriots, who were already minus quarterback Tom Brady and defensive end Rob Ninkovich because of suspension, they arrived in the Valley without tight end Rob Gronkowski and a pair of offensive linemen, Jonathan Cooper, the former Cardinals first-round draft pick, and Nate Solder.All three were ruled out due to injury.Gronkowski is dealing with a hamstring issue as is Solder, while Cooper remained in Boston with a foot problem.The others not in uniform for New England are tight end Clay Harbor, linebacker Elandon Roberts, cornerback Eric Rowe and running back D.J. Foster, the former Arizona State Sun Devil.The Cardinals open their 11th season at University of Phoenix Stadium. All 107 games played in the building, including this week, have sold out.“Oh gosh, we’ve won a lot of close games because of our fans,” Arians said. “I think we might lead the league in fourth quarter wins the last few years, or close game wins, and I think a ton of it is due to our fan base and how great they are in the stadium.” The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Grace expects Greinke trade to have emotional impact Follow Craig Grialou on Twittercenter_img Former Cardinals kicker Phil Dawson retires Comments   Share   Arizona Cardinals running back Andre Ellington (38) makes a sliding catch in front of linebacker Kareem Martin (96) during practice at the NFL football teams training camp, Monday, Aug. 1, 2016, in Glendale, Ariz. (AP Photo/Ross D. Franklin) Derrick Hall satisfied with D-backs’ buying and sellinglast_img read more

The fourthyear pro admits hed rather not be the

first_imgThe fourth-year pro admits he’d rather not be the guy who is on the receiving end of the big hit, that he could be is not a surprise.“Initially, when everybody in this room started playing football people were getting crushed,” he said. “So everybody knows what they signed up for.”That’s not to say players don’t appreciate the league’s efforts to try and make their lives a bit better. On Friday, media was privy to a video presented to the league’s players outlying rule changes, many of which involve certain hits now being illegal. Other changes, such as what defenders are allowed to do on field goal and PAT attempts, were explained as being made due to safety, as well.While players may appreciate what the league has tried to do to combat the issues it faces, the unwritten contract between the league’s athletes and the sport itself states that every time you step onto the field, there is a chance for injury or irreparable damage.Everyone signed it.“At the end of the day it’s football, it’s football,” Bethea said. “There’s not really too many things you can really do to keep the integrity of the game. Derrick Hall satisfied with D-backs’ buying and selling “Yeah, I think it’s something that needs to be ongoing in all sports, not just football,” Cardinals coach Bruce Arians said. “I don’t think they should be specific. When you think of hockey and the collisions — all sports, everybody should be doing all the research they can in that area to make the game safe.”Everyone would be fine with that.Entering his 12th NFL season and with at least one football-related concussion in his past, Cardinals safety Antoine Bethea said CTE is of course something he thinks about.“You think about your future, you think about your family, you think about how it’s going to effect you after football,” he said. “But at the end of the day, you kind of have that knowledge of this could be a possibility.“But other than that you pray; you pray for good health and just hope it doesn’t hit you hard.”And that’s just it. Even if players do think about it — and in a way, how could you not — the truth is there is not really all that much to be done from their perspective.“If I thought about that too much I wouldn’t be playing this game,” receiver Brittan Golden said. “I knew what I signed up for when I started playing it, so as far as that, if it happens it happens, but try to take the natural precautions, I guess.” 2 Comments   Share   “I don’t think about it much,” QB Carson Palmer, who missed a game last season due to a concussion, said. “You hear about it a lot; it’s obviously out there.“But I’ve been very fortunate to not have a ton of those issues.”While saying those final 13 words Palmer knocked on the podium, illustrating the belief that luck plays a role. The QB noted how if he’s worried about taking hits he will be unable to focus on playing his position while Bethea said thinking of it probably means it’s time to leave the game.Their respective mindsets, which are shared by others, further underscore the out of sight, out of mind nature of injury.With CTE impacting players after they have walked away from the game, it likely is very low on the list of ailments that concern them.Bethea noted how CTE impacts people differently — and sometimes not at all — so even though football will take a toll on his body, there is no way to necessarily know what, if anything, will befall him.Besides, as Golden said, most of today’s players grew up watching football when safety was less of a focus, with big hits often being the focus on highlight shows. Arizona Cardinals defensive linemen Ed Stinson (91) and Pasoni Tasini (65) run drills as Rodney Gunter (95) and defensive line coach Brentson Buckner, left, look on during an NFL football training camp Monday, July 24, 2017, in Glendale, Ariz. (AP Photo/Ross D. Franklin) A New York Times story came out Tuesday morning reaffirming the damage playing football can cause to a player’s brain.The study took a look at the brains of 111 deceased football players with the youngest having passed away at 23 and the oldest at 89. Of the 111, a staggering 110 showed signs of chronic traumatic encephalopathy disorder, which comes via repeated blows to the head.CTE causes myriad symptoms, including memory loss, confusion, depression and dementia. The problems can arise years after the blows to the head have stopped.More and more research is being done to try and make the game not only safer, but something that does not necessarily ruin lives once careers are over.center_img Top Stories The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Grace expects Greinke trade to have emotional impact Former Cardinals kicker Phil Dawson retires “We know what’s in harm’s way. As for the NFL, they have done some things as far as safety, try to stay away from that, and I think they’re doing a pretty decent job as far as the research of trying to find out what they can do to help if you’re diagnosed, so until then we’ll just keep getting research done and as players try to be as safe as we possibly can be. And like I said, the biggest thing, just pray.”Follow Adam Green on Twitterlast_img read more

The 5 Takeaways from the Coyotes introduction of

first_img The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Top Stories Former Cardinals kicker Phil Dawson retires Keim pointed to a group of new players — Gabbert, safety Budda Baker and tight end Ricky Seals-Jones — playing well, but also wondered why receivers that have been relied on in the past haven’t delivered with any regularity in 2017.“We have some other receivers that have done a lot of things for us in the past, and for one reason or another, those guys aren’t stepping up and answering the bell,” Keim said. “That’s what’s disappointing to me and we’ll continue to try and put the best players out there that we can.”The Cardinals return home to host the Jacksonville Jaguars Sunday at University of Phoenix Stadium. – / 28 35 Comments   Share   The issue led head coach Bruce Arians to vent his frustration Sunday.“We’ll be looking at some different receivers next week,” he said.Now, it’s up to general manager Steve Keim to find some options that can help Arizona’s struggling receiving corps with six games left in the season.“We’ve been looking at wide receivers in a lot of different scenarios,” Keim told Doug & Wolf Monday on 98.7 FM Arizona’s Sports Station. “Whether it’s guys on practice squads that we could potentially poach or guys that are off the street.“Either way, we have to try to do the best we can to put some players on the field that are going to make the plays when given an opportunity.”In the fourth quarter Sunday, the Cardinals faced a 2nd-and-6 from their own 30-yard line. Gabbert threw a perfect sideline pass to J.J. Nelson that would have gained 15 yards, but instead, it bounced off the receiver’s chest, bringing up a third down. On third down, Gabbert connected with John Brown, but the receiver cut his route from the slot short of the line to gain, which brought up a 4th-and-1.Arians decided to go for it, even though the Cardinals only trailed by three and there was over six minutes remaining. Adrian Peterson’s run lost a yard and Arizona turned it over on downs. Houston scored on the next play to ice the game. Derrick Hall satisfied with D-backs’ buying and sellingcenter_img Grace expects Greinke trade to have emotional impact For the Arizona Cardinals, Sunday’s 31-21 loss to the Houston Texans had a lot of recurring themes.The Cardinals struggled to run the football, gaining only 48 yards on 18 attempts.Their defense had a tough time getting off the field on third downs; Houston converted 8-of-15 to keep drives moving.And again, receivers not named Larry Fitzgerald had a really hard time catching the football. John Brown, Jaron Brown, J.J. Nelson and Brittan Golden saw a total of 13 throws come their way. Those targets yielded only five catches for 54 yards. There were several drops and errors when they were thrown to. LISTEN: Steve Keim, Cardinals General Manager Your browser does not support the audio element. Houston Texans defenders celebrate defensive back Eddie Pleasant’s interception over Arizona Cardinals wide receiver Brittan Golden (10) during the second half of an NFL football game Sunday, Nov. 19, 2017, in Houston. Houston won 31-21. (AP Photo/David J. Phillip)last_img read more

A new travel brand was launched on the Northrop

first_imgA new travel brand was launched on the Northrop & Johnson superyacht Sahana on Thursday 23 March. Guests, including LATTE, sailing on Sydney Harbour were the first to learn of the new Adagold Aviation experience, which unites the Australian-based aircraft charter management company with a number of luxury travel providers and destinations in Australia and the Pacific. Adagold Luxe offers ‘Jet-Centric Experiences’, encouraging travellers to enjoy the comfort, convenience and privacy of a jet, with the journey designed around their own schedule and even catering desires.Set sail on Northrop & Johnson superyacht SahanaTravel trends for 2017, according to Travel Leaders Group and Virtuoso, are reflecting a growth in exclusive experiences and more active journeys. No longer are luxury travellers seeking sedate city-based holidays; they are looking for adventures and experiences that are unique and memorable, and destinations that are harder to access. A Jet-Centric Experience is travel that encompasses the luxury, convenience, prestige and comfort of a private jet as the essence of the experience. We provide luxury-seeking travellers a bespoke air travel service between destinations and luxury experiences. travelling between destinations on regular domestic airlines just doesn’t enhance a luxury traveller’s experinece, even when travelling in business class.Osman Bahemia, GM Sales & Marketing, Adagold AviationThe launch of Adagold Luxe Jet-Centric experiences is part of Adagold Aviation’s strategy to further diversity its business and enhance its services and maintain its position as a respected and trusted aircraft charter management company.Adagold’s Market Development Manager, Katelyn Aslett, is responsible for developing the Jet-Centric Experiences and has teamed up with several renowned travel destinations and service providers such as Northrop & Johnson.We can now offer a unique luxury travel experience across Australia, New Zealand and the Pacific for families where they have the opportunity to experience so much more in the privacy of a jet.These partnerships provide an opportunity for luxury travellers to make the most of every moment, whether it’s at a resort, cruising on a superyacht or, of course, travelling in a private jet charter.Katelyn Aslett, Market Development ManagerThe Adagold Luxe Experiences can be tailored to each individual’s tastes and desires. The experiences can be purchased direct through Adagold Luxe or selected travel partners.A range of itineraries and tours are now available to view on the website.Laucala Island, Fiji, arrival experiencelast_img read more

Go back to the enewsletter CINZ MEETINGS 2018 is

first_imgGo back to the e-newsletterCINZ MEETINGS 2018 is the opportunity for event organisers to plan their next year in a day and meet all of New Zealand under one roof.Registrations are now open for day buyers wanting to plan their next meeting, conference, incentive travel or business event.Organised by Conventions and Incentives New Zealand (CINZ) on 30 and 31 May in Auckland, MEETINGS will showcase over 195 exhibitors across 19 regions from Northland to the Southern Lakes. Included are 12 exhibitors in the exclusive Luxury Collection, showcasing New Zealand’s best luxury accommodation, experiences and transportation.Chief executive, Sue Sullivan, says CINZ is welcoming 20 new exhibitors to MEETINGS this year: “These exhibitors are the gems who can make an event stand out from the crowd. Their common theme is the diverse and bespoke ways they add sparkle to events. They give another dimension to the exceptional range of venues and services on show from our long-standing exhibitors.”Included in the mix are companies like Ninety-Nine Reasons, a boutique event theming company based in Auckland, Lux Productions creating bespoke AV packages, Shotz which specialises in holograms and 3D, and Audience Alive bringing interactivity to presentations. The Raj Tent Club creates boutique marquees with loads of personality, while Table Hub is set to launch their newest conference and events table top screen units at MEETINGS 2018. New regions debuting at MEETINGS this year are Northland, Wairarapa, and New Plymouth.Day buyers can join the online diary of the pre-scheduled appointment programme, to arrange key appointments, or tour the exhibition in their own time and meet exhibitors of interest.“We make it easy for busy Day Buyers to visit MEETINGS and book their entire event within a day, or even just a few hours,” Ms Sullivan says.“The Day Buyer Hosted Luncheon and Speaker Showcase, hosted by Millennium Hotels and Resorts, and Celebrity Speakers is not to be missed. Guests will enjoy a delectable three-course lunch and a taste of New Zealand’s best keynote speakers and entertainers taking to the stage during the lunch, with different speakers showcased on both days.”To arrange a conference in just a few hours at MEETINGS, Day Buyers are encouraged to head straight to the regional bureau of their choice for initial advice, visit one or two venues and caterers, enquire about team activities/entertainment, speakers, event theming, fun photography, executive gifts, and then attend the Luncheon and Speaker Showcase hosted Millennium Hotels and Resorts and Celebrity Speakers.Online registration is free for day buyers attending MEETINGS 2018, and plenty of free parking is available at the event venue, ASB Showgrounds. Day buyers will also go in the draw to win a raft of prizes.Go back to the e-newsletterlast_img read more

Go back to the enewsletter The cuisine of Italys

first_imgGo back to the enewsletterThe cuisine of Italy’s German- and Italian-speaking South Tyrol region, near the Austrian border, is nuanced and surprising. Hearty cold-weather dishes like polenta and canederli (dumplings) blend elements of German, Swiss and Austrian cooking, but also have plenty of Italian sophistication. Now ADLER Lodge ALPE, a cosy ski-in-ski-out resort on the country’s largest mountain plateau, is offering guests a chance to fully immerse themselves in the region’s food with the “Taste of South Tyrol” offer.The program includes:A tour and tasting at the Tramin winery, which is known for its GewürztraminerCheese and beer tastings to showcase locally produced specialtiesA visit with honey producer Runggaldier WernerA trip to David’s Goaslhof, a goat and dairy farmA baking lesson with ADLER Lodge ALPE pastry chef, Elisa KostnerActivities such as hiking, yoga, mountain biking and educational botanical walks (with a focus on medicinal herbs)It’s priced at €637 per person per night, based on a three- to seven-night stay.Overseeing the kitchen at ADLER Lodge ALPE is Chef Hannes Pignater, who has won a series of international awards including the Gold Medal at the World Skills Competition in St. Gallen, Switzerland and the Silver Medal at the Culinary Olympics in Erfurt, Germany. His style is simultaneously creative and authentic, with a focus on quality produce from South Tyrol that is sourced directly from committed farmers.The pastry chef, Elisa Kostner, also has an unusual approach to creating her mouthwatering desserts, which are rooted in the traditions of the Dolomite area but also have her own distinctive touches. “I don’t think about what I want to serve, be it mousse, ice cream or a cupcake, but rather what ingredients I want to use. These could be buckwheat, dandelion, quark, chamomile or honey pollen,” she says. The chefs’ use of local ingredients not only supports the Dolomites’ farmers, but also reduces the travel distances for delivery trucks and, as a result, carbon emissions. The hotel also serves only their own mountain spring water (either flat or sparkling), to avoid the shipping and excess waste associated with plastic water bottles.Open for all seasons, the hotel consists of a main building with 18 junior suites as well as 12 private, freestanding chalets, modelled after classic mountain huts, dotted throughout the property.The ADLER Lodge ALPE is set in its own loft within the main building; it’s home to a hay sauna, fitness centre and windows offering panoramic views of the rolling meadows and jagged Dolomite peaks.For more information: https://www.adler-resorts.com/en/Go back to the enewsletterlast_img read more

Go back to the enewsletter This December the five

first_imgGo back to the e-newsletterThis December the five-star Sri panwa in Phuket is bringing back its widely popular Chef Stefano Baiocco & Villa Feltrinelli gourmet food pop-up in an exclusive collaboration with chef Stefano Baiocco of the two-Michelin-starred Italian restaurant, Villa Feltrinelli.Available for dinner only for two weeks from 7–10 and 13–18 December, Stefano and his team will present an eight-course tasting menu including highlights such as shiso leaf and Wagyu and fish salad with cucumber and courgette, lamb rack with Moroccan sauce and red pepper jus and lobster tortello with citrus consommé.In conjunction with this pop-up, Sri Panwa is offering two Fine Dining Getaway packages for guests to enjoy Baiocco’s creations as part of a luxury getaway in one of the resorts Private Ocean View Pool Suites.Fine dining getaway packagesEight-course tasting dinner menu at THB 4,999++ per person, excluding drinks.Start with canapés such as parmesan cheese and apple bon-bon, tagliolino with carbonara sauce and aubergine parmigiana croquette. The eight-course tasting menu features two starter, two pasta dishes and two main courses, finishing with 10 spices Minestrone & Banana for dessert. Seating starts at 6pm.Fine dining getaway: one night 7–20 December 2018Package inclusion:One night’s accommodation in Private Ocean View Pool Suite (west)One eight-course dinner for twoDaily breakfast for twoWelcome fresh fruit basketComplimentary mini bar replenished dailyComplimentary wireless internet & iPod in villa for usage during stayRate: Special price at THB 26,200 netFine dining getaway: two nights 7–20 December 2018Package inclusion:– Two nights’ accommodation in Private Ocean View Pool Suite (west)– One eight-course dinner for two– Daily breakfast for two– Welcome fresh fruit basket– Complimentary mini bar replenished daily– Complimentary wireless internet & iPod in villa for usage during stayRate: Special price at THB 40,600 netFor reservations or inquiries, contact Baba Soul Food at Sri panwa. Tel: +66 7637 1000.Go back to the e-newsletterlast_img read more

Go back to the enewsletter Over recent months rai

first_imgGo back to the enewsletterOver recent months, rainfall in the Northern Territory, Queensland and South Australia has led to an influx of water into the usually dry and barren inland sea, transforming Lake Eyre into a desert oasis, flourishing with life. Due to its remote location and unpredictable nature, this truly is a once-in-a-lifetime moment to experience.To take advantage of this rare phenomenon, APT has released a new seven-day Lake Eyre and Flinders Ranges journey. Travel in complete comfort aboard a custom-built 4WD vehicle and stay in a range of hand-picked accommodation, including two nights in luxury safari-style tents at the Wilpena Pound Resort.Covering thousands of hectares, Lake Eyre takes on a pink hue as it floods, thanks to the developing presence of algae, while freshwater fish and a vast array of birdlife (including white pelicans) begin to thrive. See this natural masterpiece spring to life with Poached-egg Daisies and Sturt Desert Peas in full bloom.APT’s seven-day Lake Eyre and Flinders Ranges trip includes all meals, the services of an expert Driver-Guide and a range of APT Signature Experiences, including a scenic flight over Kati Thanda (Lake Eyre). Walk on the dazzling salt flats of Lake Eyre South, traverse the iconic Oodnadatta Track and become immersed in the incredible scenery of the Flinders Ranges.Prices start at $3,995 per person twin share, including savings of up to $500 per person, with multiple departures running from 29 March until late May 2019.For more information, go to https://www.aptouring.com.au/trips/australia/sa/gole7Go back to the enewsletterlast_img read more

Related More UK holidaymakers book longhaul fligh

first_img RelatedMore UK holidaymakers book long-haul flightsBrits are more likely to book holidays to longer-haul destinations because the cost of flights has come downMore Brits flying to European ski resortsMore Brits are choosing to book flights to ski resorts, according to new figures from the Ski Club of Great Britain.Brits booking cheap flights to Europe this EasterBrits booking cheap flights to Europe this Easter More Brits could book flights to Macau after it was described as a “prime location for UK holiday-goers” by a leading PR company.According to Hume and Whitehead, the destination will become increasingly popular as more holidaymakers choose to fly to long-haul destinations.A spokesperson from the company said the Chinese territory would prove a draw because of its Portuguese heritage and the fact that its centre is a UNESCO world heritage site.”It’s got a nice, relaxed Mediterranean atmosphere, amazing food and really a whole range of things to do,” the spokesperson said.According to Macao’s government, 2,530,620 visitors arrived in the territory in November, which represented a year-on-year increase of three percent.Almost 28 million travellers visited the region in the first 11 months of last year.Despite Macau’s increasing popularity, data from flight search engine, Skyscanner has revealed that Malaga, Alicante and Tenerife were the most searched for overseas destinations on its site, for travel in 2009.The Post Office recently said that more Brits could book flights further afield due to the fall in value of the pound.Find cheap flights to Macau ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Maplast_img read more

Qingdao China – Reported by Elite Traveler the P

first_imgQingdao, China – Reported by Elite Traveler, the Private Jet Lifestyle MagazineThe Yachts of Seabourn’s intimate, all-suite Seabourn Pride made its maiden call at Qingdao, China, on the morning of Sunday, May 2, 2010.The yacht docked at the Qingdao Olympic Sailing Center, marking the first time a cruise vessel docked at the facility, and received a warm and celebratory welcome from city officials. Two local brass and drumming bands assembled on the pier, along with Chinese traditional dancing lions, and greeted Seabourn Pride guests with a lively music performance representing the rich Chinese history and culture. Local residents also gathered around the marina to welcome the yacht to their city.Seabourn Pride is currently operating a series of voyages in Asia, visiting China, Japan, Korea, Thailand and Vietnam, and featuring stops at many new ports of call, such as Qingdao and Dalian, China; Busan and Yeosu, Korea; Nagasaki and Kagoshima, Japan. For a limited time, Seabourn is offering two-for-one cruise fares with included round-trip air, or cruise-only fares featuring savings up to 65 percent. The promotion is valid for Seabourn voyages in Asia departing between June and November 2010.www.seabourn.comlast_img read more

In celebration of SKYLOFTS at MGM Grands 2009 Mob

first_imgIn celebration of SKYLOFTS at MGM Grand’s 2009 Mobil Five-Star Award, the uber-luxe hotel introduces an incredible package of glittering proportion.Flawless in design and execution, the Mobil Five-Star Package begins at the airport where a personal driver greets guests before whisking them to MGM Grand’s exclusive SKYLOBBY in a $378,000 Maybach sedan.Upon arrival, a personal concierge and bellman will offer a warm welcome before escorting guests to the serene sanctuary of SKYLOFTS for an indulgent three-night stay.Once inside their two-story Loft high above the famed Las Vegas Strip, travel-weary guests will find the ideal welcome – a chilled bottle of Veuve Clicquot Yellow Label and a selection of delectable cheeses paired with spectacular views.Just a phone call away, a dedicated staff of concierge and butlers are at the ready to provide seamless service, day and night.From there, SKYLOFTS’ Mobil Five-Star Package continues to ensure no detail is overlooked by providing extraordinary dining experiences.www.skyloftsmgmgrand.comGuests will share a dream epicurean dinner for two at MGM Grand’s celebrated Joël Robuchon, a Michelin Three Star, Mobil Five-Star, and AAA Five Diamond Award recipient.The 16-course presentation includes a $1,000 beverage credit for the perfect bottle of bubbly or wine.Couples also receive a $150 breakfast and $150 lunch credit at The Mansion Estate Dining Room, a private restaurant catering only to the most discerning of guests.During their stay, guests also will enjoy Cirque de Soleil’s awe-inspiring production of KÀ. The breathtaking experience includes a meet-and-greet photo opportunity with the show’s talented cast.Additionally, couples also receive the VIP treatment at Tabú Ultra Lounge where a reserved table, and another $1,000 beverage credit, will await.After a big night out and set with a third $1,000 credit, guests will have the chance to relax and indulge at Grand Spa or Cristophe Salon.last_img read more